Understand Your Spending with Spending
Transform the way you see your money. Track daily spending patterns, set category limits, and unlock AI spending insights to build lasting wealth.
Everything You Need to Understand Your Spending
Built for clarity, speed, and peace of mind with zero unnecessary complexity.
Track expenses quickly
Log daily transactions in seconds with quick manual entry and customizable categories.
Understand spending patterns
Gain clear visibility into where your money goes with visual category charts and monthly comparisons.
Monitor balance and cash flow
Track income against expenses in real time to understand your net savings.
Get AI-powered insights
Receive smart daily spending averages, month-end projections, and expense risk analysis.
Add expenses with your voice
Hands-free speech-to-text logging that recognizes amounts and matches categories automatically.
Export and back up your data
Generate clean PDF reports and export local backup files to keep your data safe.
Master Your Daily & Monthly Spending
Most financial stress comes from not knowing where money disappears each month. Spending: Expense Tracker provides clarity with real-time spending summaries, category caps, and insightful reports.
Smart Category Breakdown
Instantly view which categories account for your highest expenses each month.
Recurring Spending & Subscriptions
Keep track of gym memberships, streaming services, and bills so nothing catches you off guard.
Spending Habits at a Glance
Deep Spending Insights & Analysis
Uncover where your money goes with visual charts, smart categories, and automated tracking
Voice-to-Text Entry
Simply tap the microphone and speak your expense. Spending automatically understands your voice and logs the transaction.
Smart Notification Detection
Enable Notification Access on supported devices to detect transaction alerts and record expenses.
Daily Expense Tracking
Quickly record and categorize your daily spending with custom tags and custom colors.
Category Spending Analysis
Group expenses into custom categories and visualize where your money goes with detailed charts.
Customize Your Spending Charts
Choose the chart views that help you understand category spending, review trends, and see where your money goes.
Visual Analytics & Reports
Gain clarity over your financial health with interactive breakdown charts and monthly spending reports.
Real-Time Total Balance
Know exactly how much money remains after deducting all expenses from your income.
PDF Report Export
Filter transactions by custom date ranges and export formatted PDF reports for personal accounting.
Scheduled Transactions
Keep track of regular bills, memberships, and recurring payments in one dashboard.
Backup Export & Restore
Export backup files to your storage or cloud drive and restore records whenever you switch devices.
Privacy-First Architecture
Your financial data is stored locally on your device without requiring bank credentials.
Get Started in 4 Simple Steps
Start managing your money better today with our simple, guided process
Download the App
Get Spending free from the Apple App Store or Google Play Store in seconds.
Log Your Expenses
Quickly record transactions manually, with voice speech-to-text, or via smart notifications.
Track & Analyze
Review where your money goes with clear category breakdowns and monthly charts.
Reach Financial Peace
Stay within budget, eliminate unnecessary expenses, and keep a positive net balance.
Frequently Asked Questions
Have questions about Spending? We have answers.
Download Spending: Expense Tracker
Take control of your daily expenses, understand spending habits, and gain clarity over your money. Available for free on iOS and Android.
Available for iOS and Android • No bank login required • Free to download