Clear Spending Reports & Visual Analytics
Transform raw numbers into actionable financial clarity. Interactive category charts, monthly cash flow trends, and one-tap PDF statements with Spending.
- Track expenses in seconds.
- Understand spending with clear reports.
- Make smarter money decisions.
Everything You Need to Understand Your Spending
Built for clarity, speed, and peace of mind with zero unnecessary complexity.
Track expenses quickly
Log daily transactions in seconds with quick manual entry and customizable categories.
Understand spending patterns
Gain clear visibility into where your money goes with visual category charts and monthly comparisons.
Monitor balance and cash flow
Track income against expenses in real time to understand your net savings.
Get AI-powered insights
Receive smart daily spending averages, month-end projections, and expense risk analysis.
Add expenses with your voice
Hands-free speech-to-text logging that recognizes amounts and matches categories automatically.
Export and back up your data
Generate clean PDF reports and export local backup files to keep your data safe.
See Where Every Dollar Went
Raw lists of transactions make it hard to spot trends. Spending groups your data into visual reports that give you instant answers in seconds.
Category Distribution
Donut and pie charts display exactly what percentage of your budget went to food, housing, transport, shopping, and entertainment.
One-Tap PDF Export
Generate formatted PDF expense statements in seconds. Share directly via email, print for tax filing, or save to your files.
Flexible Date Filters
Toggle between Weekly summaries, Monthly statements, Annual trends, or isolate specific date spans to review vacation or project costs.
Designed for Immediate Clarity
Spending's report screen gives you both the high-level summary and granular details. Understand total income, total expenses, net balance, and top expense categories at a glance.
- Real-time balance calculations with automated category grouping
- Color-coded donut breakdowns highlighting primary spending leaks
- Clean PDF reports that print perfectly on standard A4 / Letter paper
Comprehensive Financial Reporting
Everything you need to analyze, filter, and document your personal cash flow
Voice-to-Text Entry
Simply tap the microphone and speak your expense. Spending automatically understands your voice and logs the transaction.
Smart Notification Detection
Enable Notification Access on supported devices to detect transaction alerts and record expenses.
Daily Expense Tracking
Quickly record and categorize your daily spending with custom tags and custom colors.
Category Spending Analysis
Group expenses into custom categories and visualize where your money goes with detailed charts.
Customize Your Spending Charts
Choose the chart views that help you understand category spending, review trends, and see where your money goes.
Visual Analytics & Reports
Gain clarity over your financial health with interactive breakdown charts and monthly spending reports.
Real-Time Total Balance
Know exactly how much money remains after deducting all expenses from your income.
PDF Report Export
Filter transactions by custom date ranges and export formatted PDF reports for personal accounting.
Scheduled Transactions
Keep track of regular bills, memberships, and recurring payments in one dashboard.
Backup Export & Restore
Export backup files to your storage or cloud drive and restore records whenever you switch devices.
Privacy-First Architecture
Your financial data is stored locally on your device without requiring bank credentials.
Get Started in 4 Simple Steps
Start managing your money better today with our simple, guided process
Download the App
Get Spending free from the Apple App Store or Google Play Store in seconds.
Log Your Expenses
Quickly record transactions manually, with voice speech-to-text, or via smart notifications.
Track & Analyze
Review where your money goes with clear category breakdowns and monthly charts.
Reach Financial Peace
Stay within budget, eliminate unnecessary expenses, and keep a positive net balance.
Frequently Asked Questions
Have questions about Spending? We have answers.
Download Spending: Expense Tracker
Take control of your daily expenses, understand spending habits, and gain clarity over your money. Available for free on iOS and Android.
Available for iOS and Android • No bank login required • Free to download