Know Where Your Money Goes.
Track your daily expenses, understand your spending habits, and take control of your money — all from your phone.
- Track expenses in seconds.
- Understand spending with clear reports.
- Make smarter money decisions.
Designed to Make Daily Money Tracking Effortless
Four practical ways Spending simplifies your everyday personal finances.
Simple Expense Tracking
Log daily transactions in seconds with swift categorization, custom tags, and payment accounts.
Spending Reports
Visualize cash flow with interactive category charts, percentage breakdowns, and formatted PDF summaries.
Budget Management
Set realistic category spending limits, track remaining allowances, and maintain a positive net balance.
Voice Expense Entry
Record transactions hands-free. Tap the mic and speak your expense to log amounts and categories automatically.
See What Spending Looks Like in Action
Clean, intuitive screens designed for speed and clarity. No clutter, no distractions.
Real-Time Balance & Overview
See your total balance, monthly income versus expenses, and recent transaction history at a glance on one clean screen.
Take Control in Three Simple Steps
A straightforward process designed to build lasting financial awareness.
Add your income and expenses
Enter daily transactions in seconds using the fast numeric pad or hands-free speech input.
Review your spending by category
Watch automatic categorizations reveal exactly where your money goes every week and month.
Use reports to make informed decisions
Export clean PDF summaries, adjust monthly limits, and keep your cash flow in positive territory.
Everything You Need to Track Every Dollar
Built for practical daily utility with zero unnecessary clutter or hidden paywalls.
Quick Expense Entry
Fast numeric keypad with instant category presets for logging in under 3 seconds.
Voice Entry
Tap and speak your transactions hands-free when your hands are full on the go.
Income & Expense Reports
Interactive donut charts, category percentages, and month-over-month comparisons.
Categories & Budgets
Customizable categories, icons, and monthly spending targets to keep you on budget.
Recurring Transactions
Track regular subscriptions, rent, utility bills, and salary deposits effortlessly.
Backup & Export
Export clean PDF statements or create full database backups directly to your device.
Offline Access
100% operational without cellular data, WiFi, or active internet connection.
Device Privacy
Stored securely in your phone's local storage; zero bank account connections.
Your Financial Privacy, Respected by Design
Factual information about how Spending safeguards your personal financial information.
On-Device Local Storage
Your transactions are stored in a private SQLite database on your device. We do not maintain cloud servers that store your financial records.
Zero Bank Credentials
We never request your bank username, password, or account linking. Spending is completely separate from your bank credentials.
User-Controlled Data
Export your data anytime in standard PDF or CSV format. You have complete ownership to backup or delete your records.
Factual information about how Spending safeguards your personal financial information.
Built for Real-World Reliability
Genuine product performance indicators verified across iOS and Android releases.
Direct Store Distribution
Official, signed packages distributed and vetted through the Apple App Store and Google Play.
100% Offline Capable
Add expenses on flights, subways, or off-grid locations with zero network dependency.
Lightweight & Battery Efficient
Native mobile code with zero heavy background sync tasks or unnecessary power drain.
Zero Lock-In
Full ownership of your financial records with instant backup export whenever needed.
Frequently Asked Questions
Everything you need to know about Spending – Expense Tracker, data storage, and app features.
Start Understanding Your Spending Today.
Join thousands of users who track their daily expenses with clarity and peace of mind. Available on iOS and Android.